Paying Overseas
Simple, fast and cost-effective international payments for businesses expanding globally.
Go global with confidence—pay international invoices in any currency.
Many businesses default to sending international payments through their bank—it's familiar and easy to set up. But it's not always the smoothest experience.
Bank wires can involve a few moving parts behind the scenes, from transfer fees to exchange rates that aren't always easy to spot up front. That can make it harder to plan, track, and feel fully confident about what's happening with your payment.
Some companies choose to pay overseas vendors in U.S. dollars to simplify things. But that can shift the extra work to your supplier, who may need to handle the currency conversion themselves. In some cases, this can lead to adjusted invoices or tighter payment timelines.
The good news? There are simpler ways to handle international payments, ones that give you more visibility, more control, and a smoother experience for both you and your global partners.
Spot Transactions
Quickly buy or sell foreign currency to settle invoices around the world. Our competitive spot rates ensure you get more value from every international payment.
- Execute trades in 130+ currencies with same-day or next-day settlement
- Competitive exchange rates — save up to 5% vs. bank markups
- Dedicated FX specialist guidance on optimal execution timing
Forward Contracts
Lock in today's exchange rate for up to two years to protect against unfavorable currency market moves. Forward contracts give you budget certainty for planned international payments.
- Lock rates for up to 24 months to protect against currency volatility
- Budget with confidence knowing your exact costs in advance
- Flexible drawdown options to match your payment schedule
Market Orders
Set best and worst-case rate levels to ensure you lock in the rate you want — without constant monitoring. Our market order system watches the market for you.
- Set target rates and let us monitor the market 24/7
- Automatic execution when your desired rate is reached
- Stop-loss orders to protect against unfavorable moves
Multi-Currency Accounts
Hold money in over 30 currencies without opening foreign bank accounts. Multi-currency accounts give you flexibility to pay and receive in local currencies.
- Hold balances in 30+ currencies in a single account
- Convert between currencies at competitive rates when you choose
- Eliminate the need for costly international bank accounts
Why Choose Monex for International Payments?
Tailored, end-to-end FX payment solutions that power your global growth.
Competitive Rates
Benefit from competitive pricing that helps your business go further globally.
Dedicated Specialists
Work with experienced FX specialists who monitor currency conditions and tailor solutions to your needs.
Online Platform
Book and track payments 24/7 through the Monex Online platform from any device.
Risk Management
Lock in exchange rates with forward contracts for up to two years to protect against currency volatility.
Trusted by 70,000+ Businesses
Excellent — 4.8 / 5 • Based on 2,400+ client reviews
Aggregate rating from verified Monex Global business clients