Factoring Solutions Simplified
Flexible working capital for U.S. importers and exporters. Unlock liquidity, strengthen supply chains, and fund trade transactions like purchase orders, invoices, and shipments to grow your business.
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Why Choose Monex Trade Finance?
- Fast and flexible working capital solutions for small and medium-sized businesses (SMEs).
- Designed specifically for international trade.
- Ideal for both importers and exporters.
- Simplifies cash flow management and improves liquidity.
- Helps you focus on growing your business.
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How It Works
Get the funding you need in just 4 simple steps:
- 1
Submit Your Invoice
Ship goods and provide an invoice for factoring. We review and approve it quickly.
- 2
Get Paid Fast
Receive up to 90% of the invoice value within 1 week.
- 3
Collect Payment from Buyer
Manage your buyer relationships as usual while collecting payment on the invoice.
- 4
Repay Monex
Once your buyer pays, repay the advance.
Our Advantages
- Fast Funding
- Get up to 90% of your invoice value in just 1 week.
- No Collateral Needed (in most cases)
- Cash collateral or asset pledges often not required — financing is based on your deal, commercial relationship, and financial situation.
- Tailored for your needs
- We understand the unique requirements of businesses and how to enhance your supply chain through factoring solutions.
What Sets Us Apart?
- Decades of Expertise
- Backed by over 40 years of global FX and payments experience.
- Deal-Based Financing
- We fund real trade transactions like purchase orders, invoices, and shipments, not just your balance sheet.
- SME-Focused Solutions
- Designed specifically for small and medium-sized U.S. businesses involved in international trade.
Who Benefits from Monex Trade Finance?
Your institution deserves the best in Trade Finance!
Importers
Looking to bridge the gap between shipment and payment deadlines.
Exporters
Wanting faster access to funds after shipping goods.
SMEs
That require working capital without collateralizing their assets.
Startups
Entering international trade and seeking flexible financing options.
Monex Trade Finance at a glance
Download the one-page overview to share the programme internally.
Download the PDF(1.2 MB)Most Frequently Asked Questions
- What is Trade Finance?
- Trade finance, also called factoring, is a flexible funding solution that provides you with working capital against your invoices. You remain in control of buyer payments, repaying us once the invoice reaches maturity.
- How fast can I get funding?
- Usually within 1 week after approval.
- Is collateral required?
- No. We don’t require cash collateral or asset pledges (in most cases) — just proof of the commercial deal.
- Who qualifies?
- Businesses engaged in international trade, including U.S.-based importers and exporters.
- What documents are needed to apply?
- A valid invoice, proof of shipment, financial statements, and basic company info.
- What happens if my buyer doesn’t pay?
- The seller of goods and/or services will retain responsibility, which allows us to offer faster approvals and lower fees.
- Is this service suitable for startups?
- Absolutely! We evaluate the commercial deal, not just your credit score, making it ideal for startups or new exporters.
Talk to Monex Trade Finance
Tell us about your trade transaction and we'll come back on funding and eligibility.
Important information about Monex Trade Finance
Monex Trade Finance, not Monex USA, provides all trade finance services. Monex USA hosts this page for information and does not offer these products directly. All trade finance agreements and services are solely between each client and Monex Trade Finance. Monex USA is not liable for these services; please contact Monex Trade Finance for details and eligibility.
Monex Trade Finance services should not be confused with the money transmission and payment services provided by Monex USA. Monex Trade Finance does not provide, and is not liable for, the regulated services for which Monex USA is licensed.